Corporate Investment Banking and Wealth Management institutions have succeeded in creating large profits for their clients and their shareholders. The buoyancy of the economy has meant that even inefficient front-office processes have performed well. As the market becomes more competitive and clients are more demanding, less loyal and looking for new, innovative products being available immediately, the challenge is on to meet their raised expectations.

The use of Structured Financial Products and specialised instruments such as Exotics, Collateral Debt Obligations and Exchange For Physicals has grown exponentially in recent years, and are set to be even more lucrative. Whilst comparatively low in trade volume, the application of these structured products is increasing as companies and investors seek ever more sophisticated ways to manage their risk. Consequently, the current front-to-back operating models within Investment Banks are stifling product innovation. Delay factors such as support for complex pricing models, obtaining internal approval, meeting regulatory controls and the time required to put in place execution procedures and policies, all impact on the time-to-market for a new product. Speed-to-Market is critical and means reducing time between product/trade design and actual trade execution with counterparty. Failure to address this delay will mean reduced revenue and impact bottom-line profits.

Atos Consulting can address the issues involved in the design and implementation of systems platforms to support the end-to-end process workflows for these specialised financial instruments. By focusing on shortening the time to market, improving efficiency as well as cost rationalisation, we can reduce margin erosion. Our research has recognized critical “crunch” points and identified issues that arise in the development lifecycle of these tailored products. We can work with your teams across the front, middle and back-office and rapidly construct a working prototype solution. This prototype allows us to model product lifecycles and perform critical path optimisation. We can also identify key product attributes necessary in streamlining the approval process. The deliverable from this proof-of-concept approach being a fully-functional and working software solution on which a subsequent full-scale implementation can be based.

We are working with a range of clients in Corporate Investment Banking and Wealth Management sectors and we are enabling them turn to shorten time-to-market, deliver increasingly innovative financial products as well as improve the overall efficiency of their product lifecycle.

To learn how Atos Consulting’s “Structured Products – Being First and Being Fast” can be put to work for your organisation then please email us at firstandfast@atosorigin.com or call us on +44 (0)20 7830 4444